Privacy Policy

Omonido (“we,” “our,” or “the app”) is a personal budget and money-moves tool. This Privacy Policy explains what information is handled when you use the website and app.

In the current version, your ledger data is stored locally on your device (in your browser’s storage). We do not operate a cloud account system that receives your transactions, budgets, or goals by default.

When you use Omonido, the following may be saved in local browser storage:

• Categories, transactions, budgets, and goals you enter
• Tip actions (apply, dismiss, snooze)
• Preferences needed for the app to function

This data stays on your device unless you choose to export it (for example, as a JSON file) or clear it in Settings.

Unless you contact us separately, we do not currently collect:

• Account passwords (we do not offer password-based accounts yet)
• Bank login credentials or live bank connections
• Payment card numbers for subscriptions (no in-app payments yet)
• A server-side copy of your full financial ledger

Like most websites, our hosting or CDN provider may automatically process limited technical data such as IP address, browser type, request times, and error logs when you load pages. That processing is controlled by the host’s policies and is used for security, reliability, and basic operations—not to build a marketing profile of your spending.

Omonido uses browser storage (including localStorage) to keep your ledger available between visits. We do not use third-party advertising cookies in the current product. If analytics or auth providers are added later, this policy will be updated before those features go live.

• Export: you can download a JSON copy of your data from Settings.
• Import: you can restore a file you previously exported.
• Delete: use Clear all in Settings, or clear site data in your browser, to remove locally stored ledger information.

Omonido is not directed at children under 13 (or the equivalent minimum age in your region). Do not use the app to store a child’s financial data if you are under the applicable age.

If we add optional sign-in or cloud backup, we will update this Privacy Policy and ask for consent where required. Passwordless sign-in (for example OAuth or passkeys) may be used so we do not store user passwords.

Depending on where you live, you may have rights to access, correct, or delete personal data. Because ledger data is local today, you can access and delete it directly in the app or browser. For other requests related to this website, see Contact below.

Questions about this Privacy Policy: omonido@yahoo.com.

Also see our Terms of Use and Disclaimer.